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Every now and then, you may need more money than you have on hand.

Perhaps you want to make a large purchase or need a helping hand to overcome a short-term financial hurdle such as car repairs, medical expenses or debt consolidation. Whatever the reason, Lifetime Federal Credit Union offers affordable personal loans to fit every budget.

Signature or Unsecured Loans

  • Easy application process
  • Flexible credit guidelines
  • Quick approval process
  • Funds available immediately upon approval
  • Payroll deduction convenience for payments
  • Fixed terms and payments
  • No prepayment penalty
  • No collateral required

Share Secured Loans

  • Easy application process
  • Guaranteed approval
  • Funds available the same day, in most cases
  • Payroll deduction convenience for payments
  • Fixed terms and payments
  • No fees or prepayment penalty
  • Excellent way to build credit

A share (savings) secured loan uses your share account as collateral for a loan. You borrow against the funds in your share account in exchange for a lower rate. Plus, you continue to earn dividends on your deposit balance(s) throughout the length of your loan.

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